Thursday December 14 , 2017

Posts Tagged ‘counselling’

Confronting the alcohol issue

Alcohol affects every part of the body and heavy use can be a contributory factor in more than 80 illnesses.

writes IAN McCABE

IN IRELAND, we are sometimes shocked when people at the height of their career, particularly men between the ages of 35 and 55, suddenly drop dead with a heart attack. While there are several reasons for fatal cardiac arrests, the contributory effects of alcohol are often ignored. Given our national relationship with alcohol, perhaps we should come out of our collective denial and acknowledge alcohol abuse as being one of the causes of heart attacks.

 

Most policies refuse to pay out if death is drug-related

MOST insurance policies will refuse to pay out if a death is drug related.

The small print in insurance forms for everything from mortgage protection to car insurance specifically excludes payment in cases such as drug abuse.

Aviva, one of the country’s largest insurers, is just one of many companies to specifically exclude payments in the event of accidental death linked to drugs.

The company’s standard mortgage- protection cover excludes everything from “taking alcohol or drugs (unless they are prescribed by a registered doctor in the Republic of Ireland)” to war, “engaging in a hazardous pursuit” or “taking part or attempting to take part in any aerial flight other than as a fare-paying passenger”.

The protection policy also says it won’t pay out in the event of “death in a country outside the EU” and following “an assault on the covered person which is not reported to the police”.

 

Tinkering at the edges will not tackle alcohol harms

Tinkering at the edges will not tackle alcohol harms claims leading charity

Commenting on the announcement to ban the sale of alcohol below cost and the announcement on beer duty , Chief Executive of Alcohol Concern, Don Shenker said:

“Alcohol Concern is pleased that the government is seeking to use the tax structure as a lever to tackle alcohol-related harms. However, they are tinkering at the edges, failing to address the fundamental inconsistencies within the alcohol duty system.

 

Addiction

addiction

 

Anxiety

anxiety

 

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